1. Confidentiality

1.1 The Lender may not, without the express consent of the Borrower, disclose any confidential information obtained in the course of a micro loan transaction.

1.2 If the lender wishes to obtain from or to disclose to a third party the Borrower’s credit record and payment history, the Lender must obtain the Borrower’s consent through specific and prominent clauses contained in the application for the relevant micro loan transaction or other documentation signed by the Borrower.